YOU INVEST – as flexible as life itself: two product lines, three risk levels, and many different options when it comes to making payments and withdrawals. Invest your money in line with your own ideas. And the most important thing: your investment is at your disposal at any given time, which keeps you flexible!


Do you want to save up for your children’s education, make sure you get a pension once you have retired, or set aside money for your lifetime dream? YOU INVEST follows your needs. Our range of products contains the suitable solution for your personal goals.

Investment Strategy

The fair balance of return and risk is the top priority of YOU INVEST. Our four basic strategies solid, balanced, active and progressive pursue different investment strategies.

YOU INVEST solid: You assume only little risk when investing. Accordingly, you only expect lower rates of return. Although losses are possible, but price stability has priority.
YOU INVEST balanced: You want to generate decent returns. Therefore you are prepared to assume higher risk. However, you make sure that the risk/return profile of your investments is balanced. Capital losses are possible.
YOU INVEST active: you are prepared to assume high risk as long as on the other hand there is a chance of above-average return. You are aware of the possibility of capital losses. A total loss of capital is possible.
YOU INVEST progressive offers a dynamic mix of different asset classes. Within the product family it is the fund with the highest risk appetite. Capital loss is possible.

Variables of your investment

You want to invest a lump sum, or deposit regular amounts? You expect regular dividends, or want your return to be reinvested? Or would you like your assets paid out as a monthly pension on the basis of our annuity scheme? In any case, make it YOU INVEST.